Practice sheets

Ten terms from Module 3. Pick an answer to see if you've got it.

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From Module 1: see how much of an amount's real buying power inflation erodes over time.

Illustrative only, assuming a constant inflation rate — real inflation varies year to year. The rupee amount doesn't shrink; what shrinks is how much it can actually buy.

See how a monthly habit turns into a maturity value. Change the numbers — it recalculates as you type.

Illustrative only. Mutual fund and equity returns fluctuate and are never guaranteed — this calculator assumes a constant annual return purely to show how compounding works, not to predict real results. Nothing here is investment advice.

Both are ways to lend money instead of owning it — but they pay you back differently. See the same principal, the same rate, two different shapes of growth.

An FD automatically reinvests its interest, so it compounds. A bond pays its coupon to you in cash each year — what happens next is up to you. Manually reinvest every coupon at the same rate and the two converge; spend the coupons instead, and the FD pulls ahead purely because of what compounding does in the background.

Illustrative only, at a single flat rate for both instruments for comparison. Real FD and bond rates differ by issuer and tenure, and bonds carry credit and interest-rate risk an FD (up to the insured limit) does not. Not investment advice.

Five quick questions, a self-reflection score — not a recommendation. Answer honestly, not aspirationally.

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This is a self-reflection tool, not personalized financial advice — actual asset allocation should account for your full financial picture. Consider speaking with a licensed advisor before making investment decisions.

Click a market to see how the shockwave from Lehman Brothers' collapse on September 15, 2008 reached it within days.